Startup Tools

Stripe — Payment Infrastructure for the Internet

Accept payments online with Stripe. Powerful APIs, global coverage, and built for developers building SaaS and marketplaces.

By UnoChai EditorialUpdated March 8, 20262 min read

Overview

Stripe is the payment infrastructure powering millions of businesses worldwide. Built by developers for developers, it provides powerful APIs for accepting payments, managing subscriptions, and handling complex billing scenarios.

Key Features

  • Payment processing — Accept cards, wallets, bank transfers
  • Subscription billing — Recurring payments with automatic retries
  • Checkout — Pre-built, conversion-optimized payment pages
  • Invoicing — Send invoices and track payments
  • Connect — Build marketplaces and platforms
  • Radar — Built-in fraud detection and prevention
  • Revenue recognition — Automatic accrual accounting
  • Tax calculation — Automated sales tax and VAT

Pricing

  • Pay as you go: 2.9% + $0.30 per successful transaction (US)
  • Volume discounts available for large businesses
  • No monthly fees, no setup fees
  • Stripe Billing: Additional 0.5% for subscription management

Best For

  • SaaS companies with subscription billing
  • E-commerce businesses
  • Marketplaces and platforms
  • Global businesses accepting international payments
  • Developers needing flexible payment APIs

Why Startups Choose Stripe

Stripe has become the default payment processor for tech startups. The excellent documentation, powerful APIs, and comprehensive features mean you can start simple and scale without switching providers. Plus, investors and acquirers recognize Stripe integration as a sign of technical sophistication.

Key Integrations

  • Connects seamlessly with Notion, QuickBooks, Salesforce, and most business software
  • Supports all major programming languages and frameworks
  • Extensive plugin ecosystem for no-code platforms